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Welcome to our health insurance resource website with anything related to health insurance to help you understand how you can save money and find affordable health insurance quotes. We have a free health insurance glossary with key insurance terms that every consumers should be aware of.

This site will help give you answers to some of the more common health insurance questions. We also will help determine what risk pool you are classified under. Sites such as bluecrossinsurance.com, usaainsurance.com, athenainsurance.com only offer quotes from one company other than multiple quotes. Our health insurance resource website will help give you the tools you need to become more informed while shopping for health insurance. We also have partnered up with a few health insurance companies to give you free health insurance quotes to save you money.

Cost Saving Health Insurance Tips

  • Negotiate - If your medical bill is more than you can afford or just seems a bit too excessive to you, just try talking to the person in charge of the billing or even your doctor. They might be able to give you a small price break.
  • Possible Tax Break - Make sure you keep all your medical and hospital bills together and add up the total sum of the health costs. If the total is over 7.5 % of your adjusted gross income, you are allowed to deduct the excess amount off your federal taxes. This can definitely add up to some savings. For instance, if your adjusted gross income was $50,000 and your medical bills was $4,000, then you are able to deduct $250 ($50,000 x .075 = $3,750). Anything over $3750 can be deducted. Medical expenses can include eye glasses and/or contact lenses,x-rays, hearing aids, psychiatric care, physical therapy, insurance and transportation to the hospital
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